**Motivated Seller** Lovely victorian multi-family on a large level lot plus a bonus second lot that you can sell or keep it for yourself to protect your privacy. The current owners have used the main level of the home as their primary residence and rented out the 2 upstairs apartments. Both apartments are fully rented on a month-to-month basis. The owner's unit has 2-3 bedrooms on the 1st floor depending on usage and the primary en-suite bedroom is on the 2nd level. The 3rd bedroom is accessed via a pass through room and is currently used as an office. The home has several living spaces including a formal dining room, living room, den, hot tub sunroom and an entertainment room in the basement. There is a full attic access via pull down stairs in the primary bedroom. The yard offers plenty of space for gardening or entertaining. The main driveway is paved and has space for multiple cars leading to a 2 bay garage. The second driveway offers parking for the apartments and access to the covered stairs & porch leading to the apartments. Seller is a NH licensed real estate salesperson with an inactive status and is not affiliated with any real estate brokerage.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $284,800 | $284,800 | $284,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $507 | $507 | $507 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,895 | $1,893 | $2,442 |
Total Monthly Payment | $2,477 | $2,475 | $3,024 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.