As you pull up the recently paved driveway, one of the first things you'll notice is the stunningly landscaped yard with beautiful gardens. And that's just the beginning! Adding to its charm, this home comes with its very own mini fruit orchard, including pear, cherry, apple, plum, and peach trees. Imagine the joy of hosting gatherings on the deck overlooking your private backyard, patio, and fire pit area. The lower level provides endless opportunities with a bedroom, half bathroom, kitchenette, and living area with a sliding glass door that opens to the patio and yard. Upstairs, the spacious living room is bathed in natural light from the double-paned windows, accentuating the gleam of the hardwood floors. The kitchen opens into a dining room, which leads to the sunroom featuring an electric fire place. You can access the deck from either the kitchen or the sliding glass door from the sunroom. Both spaces flow seamlessly, making it easy to create lovely memories. And don't forget about the new roof (just 3 years old), the brand new dryer, the alarm system, generator hook-up, large 2 car garage, shed, and the sensor lighting around the house. These details are just some of what makes this the perfect home for you! Come and see for yourself. . .
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Our Executive Mortgage Banker:
Our Insurance Division:
$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $545 | $545 | $545 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,309 | $2,309 | $3,003 |
Total Monthly Payment | $2,928 | $2,928 | $3,622 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.