Discover the perfect blend of modern elegance and personalized comfort in this stunning, newly under-construction home in Oxford! With an expansive open floor plan and soaring 9' ceilings, this residence welcomes you with warmth and sophistication. Step into the heart of the home, where a beautifully designed kitchen awaits. Featuring gleaming granite countertops, abundant cabinetry, and a charming island, it effortlessly flows into a spacious family room highlighted by a cozy gas fireplace-ideal for family gatherings or quiet evenings. Versatility is key, with a dining room that can easily transform into a cozy den or productive home office, catering to your lifestyle needs. As you enter through the grand double foyer, you'll immediately feel the inviting atmosphere that sets this home apart. Upstairs, each generously sized bedroom boasts a walk-in closet, ensuring ample storage. The luxurious primary suite is your personal retreat, complete with a spa-like bath featuring a relaxing soaking tub and an elegant tiled shower. Don't overlook the expansive unfinished bonus room over the garage, it offers endless possibilities. Anticipated for completion in December 2024, this is your chance to infuse your personal style into every detail. Make this dream home yours today!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Walk-In Closet,Wall/Wall Carpet | 12.0 x 17.0 | Upper |
Bedroom 2 | Walk-In Closet,Wall/Wall Carpet | 12.0 x 14.0 | Upper |
Dining Room | 9 ft+ Ceilings,Hardwood Floor | 14.0 x 17.0 | Main |
Eat-In Kitchen | 9 ft+ Ceilings,Granite Counters,Sliders,Hardwood Floor | 14.0 x 18.0 | Main |
Family Room | 9 ft+ Ceilings,Gas Log Fireplace,Hardwood Floor | 28.0 x 16.0 | Main |
Primary Bedroom | Full Bath,Walk-In Closet,Wall/Wall Carpet | 16.0 x 18.0 | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,920 | $559,920 | $559,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $213 | $213 | $213 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,725 | $3,721 | $4,722 |
Total Monthly Payment | $4,030 | $4,026 | $5,027 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.