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109-63 203rd Street, Queens (Saint Albans), NY, 11412 | $748,900
Welcome to the completely and highly renovated, 3 bedroom+ detached home in the heart of Saint Albans! Talk about curb appeal! As you enter the fully gated property, notice the beautiful pavers and landscaped front yard welcoming you HOME! A bright and windowed sunroom greets you as you step in the front door. Beyond the sunroom, the gleaming hardwood floors beckon you into the large living room and formal dining room. The fully redone eat-in kitchen with custom oak cabinets and built-in nook overlook the new deck and backyard oasis. Upstairs you discover the roomy main bedroom and 2 additional bedrooms; complete with closets and numerous windows. A full, renovated bathroom with bathtub and closet completes the 2nd floor. Another flight up is the fully finished attic, with separate heating zone and more storage. The full basement, with its own separate entrance, is finished - complete with concrete floor, updated boiler (10 years, ) hot water heater (1 year) and plenty of storage. Even the water main to the street has been replaced! Blown-in insulation and solar panels on the newer roof makes heating and cooling economical as well as efficient. Once in your backyard, complete with mature plantings and perennials, are the large garage and driveway - big enough for 3 cars! As if this wasn't enough, transportation, major highways, JFK, shopping and restaurants are conveniently close! This is a place you will love to call HOME!
Features
- Town: Queens
- Rooms: 9
- Bedrooms: 3
- Baths: 1 full / 1 half
- Style: Colonial
- Year Built: 1925
- Garage: 1-car Detached
- Heating: Natural Gas, Steam
- Cooling: Wall Unit(s), Window Unit(s)
- Basement: Finished
- Acreage: 0.07
- Est. Taxes: $5,174
- Lot Desc: Near Public Transit
- Elem. School: Ps 134 Hollis
- Middle School: Is 192 Linden (The)
- High School: Benjamin Franklin Hs-Finance-Info
- School District: Community District 29
- MLS#: 3566266
- Days on Market: 76 days
- Website: https://www.raveis.com
/prop/3566266/10963203rdstreet_queens_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
109-63 203rd Street, Queens (Saint Albans), NY, 11412
$748,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $599,120 | $599,120 | $599,120 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $431 | $431 | $431 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,986 | $3,982 | $5,137 |
| Total Monthly Payment | $4,509 | $4,505 | $5,660 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535