Price improvement! NEW ROOF WILL BE INSTALLED PRIOR TO CLOSING! You've found it- an AMAZING opportunity for home ownership in Unincorporated Pinellas County! This beautiful home is ready for its next owner, whether you're looking to occupy it yourself OR add it to your investment portfolio and RENT IT OUT- the possibilities are endless! NO HOA, NO FLOOD ZONE, NO CARPET, NO PROBLEM! Take pride in having the best lawn in the neighborhood- this large CORNER lot is already equipped with sprinklers, and is perfect for stretching out a bit to not feel so close to your neighbors. The current owner has loved living here since year 2000, and the upkeep and care he has for this home truly shows! Enjoy the NEWER (2021) AC, NEW (2023) Water Heater, Primary bathroom's NEW (2024) remodeled shower, double-paned windows throughout the home, newly remodeled guest bathroom with DOUBLE vanity, updated stainless steel appliances, and updated interior doors throughout the home! This home is also ideal for entertaining- guests can flow naturally from the beautiful living room with the vintage stone fireplace, to the serene backyard and shady patio. As an added bonus, this home is in the PERFECT location for families, with both an Elementary and a Middle School just a couple of blocks away! Its proximity to numerous restaurants, bars, shops/malls, downtown St Petersburg and Clearwater, and our award-winning beaches makes this a CLEAR choice for absolutely anyone. Don't wait- call today to schedule your private showing! Virtual Tour available here as well: https: //my. matterport. com/show/?m=fuhjnuXcaTr
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $387,920 | $387,920 | $387,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.490% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.681% | 6.678% | 6.034% |
Monthly Tax Payment | $188 | $188 | $188 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,646 | $2,449 | $3,221 |
Total Monthly Payment | $2,909 | $2,712 | $3,484 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.