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15 Bell Court, Islip (Ronkonkoma), NY, 11779 | $649,999
Welcome to this charming 3-bedroom, 1. 5-bath colonial home, perfectly situated on a beautiful cul-de-sac. As you step inside, you'll be greeted by an open floor plan on the main floor that seamlessly connects each space. The spacious living room, featuring a cozy fireplace, invites relaxation and gatherings. Adjacent to the living room is a formal dining room, perfect for hosting dinner parties. The den, with its knotty pine paneling and a wood-burning stove, provides a warm and inviting atmosphere. The eat-in kitchen is a chef's delight, boasting sliding glass doors that open to a large Trex deck, ideal for outdoor dining and entertaining. The fenced backyard offers privacy and space for outdoor activities. A convenient half bath completes the main floor. Upstairs, you'll find three generously sized bedrooms, each offering ample closet space and comfort. A full bath serves the second floor, providing convenience and style. The home also features a full finished basement, perfect for additional living space, a home office, or a recreational area. A one-car garage provides secure parking and storage. Additional highlights include hardwood floors on the main floor, ceiling fans for added comfort, an in-ground sprinkler system, and low-maintenance vinyl siding. Enjoy the cozy front porch, where you can relax and take in the serene cul-de-sac surroundings. This home truly offers a perfect blend of charm, functionality, and modern amenities. Don't miss the opportunity to make it your own!
Features
- Town: Islip
- Rooms: 7
- Bedrooms: 3
- Baths: 1 full / 1 half
- Style: Colonial
- Year Built: 1979
- Garage: 1-car Attached
- Heating: Oil, Baseboard, ENERGY STAR Qualified Equipment
- Cooling: Window Unit(s)
- Basement: Finished, Full
- Approx Sq. Feet: 2,087
- Acreage: 0.21
- Est. Taxes: $9,789
- Lot Desc: Near Public Transit, Cul-De-Sec
- Elem. School: Hiawatha School
- Middle School: Seneca Middle School
- High School: Sachem High School North
- School District: Sachem
- Pool: Above Ground
- Appliances: Disposal, Dryer, Oven, Refrigerator, Washer, ENERGY STAR Qualified Dishwasher
- MLS#: 3566296
- Days on Market: 19 days
- Website: https://www.raveis.com
/prop/3566296/15bellcourt_islip_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
15 Bell Court, Islip (Ronkonkoma), NY, 11779
$649,999
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $519,999 | $519,999 | $519,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
| Monthly Tax Payment | $816 | $816 | $816 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,460 | $3,456 | $4,385 |
| Total Monthly Payment | $4,368 | $4,364 | $5,293 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535