New Price! Don’t miss your chance to own this charming 2-bedroom Birmingham End Unit Villa in the highly sought-after, 24-hour guard-gated golf community of On Top of the World!
From the moment you arrive, you’ll love the inviting green space out front and the cozy covered porch—perfect for relaxing with a cup of coffee or chatting with neighbors. Step inside to a spacious open living and dining area featuring beautiful laminate and tile flooring that flows throughout the home. The bright and airy kitchen offers plenty of counter and cabinet space, a new sink and disposal (July 2024), a lovely window view, and extra pantry storage.
This villa also features a cozy den and a large Florida Room at the back, providing additional space for relaxation or entertaining. Plus, you’ll enjoy outdoor living at its best with a charming back patio for soaking in the Florida sunshine!
The Primary Suite offers comfort and convenience with a walk-in closet and a private en-suite bath with a walk-in shower. The second bedroom is spacious with a large closet and is adjacent to a second full bath with a tub. For added convenience, the villa includes a generous laundry area with a utility sink in the air-conditioned garage, perfect for additional storage or hobbies.
Recent updates include a new roof (2021), HVAC (2017), and upgrades to the master shower and toilet, ensuring that this home is move-in ready!
Your monthly HOA fee covers an impressive list of services: Basic Cable, roof repairs, exterior painting (every seven years), landscaping, trash, recycling, and more. You’ll also enjoy access to an amazing array of amenities: pickleball, bocce ball, billiards, tennis, shuffleboard, archery, remote-control flying field, and not one but three swimming pools, with a fourth under construction. Plus, there are two fitness centers, a woodworking shop, a library, and more than 175 clubs to join. Love dining out? The community features two restaurants with live music and entertainment year-round!
Golf enthusiasts will appreciate the three golf courses available, with flexible membership options or pay-as-you-play.
This vibrant 55+ community has something for everyone—schedule your private tour today and start living the lifestyle you’ve been dreaming of!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $127,920 | $127,920 | $127,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $207 | $207 | $207 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $851 | $850 | $1,079 |
Total Monthly Payment | $1,133 | $1,132 | $1,361 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.