63 CARLOTA Way, Saint Augustine, FL, 32095 | $490,990

Welcome to our St Johns Community, Cordova Palms! Low CDD & HOA Fees. Amazing amenities, Clubhouse, Gym, Pool, Playground, Pickle Ball & Dog Park. Natural Gas Community! Lot 2956 sf. The Award Winning Stratford floor plan boasts 2956 SF. w/ 9' ceilings on the first floor, Lot 594 on the cul-de-sac w/ an oversized homesite!
The owner's suite on the first floor, 5 Bedroom, Loft on the second-floor w/ 3. 5 baths. One bedroom can be also used as a Bonus room! The oversized kitchen boasts 42'' cabinets w/crown molding, open family room concept, w/lots of natural light. The owner's suite features a walk-in shower w/ two walk closets, and quarts counter tops double sinks in the owner's bathroom and secondary baths and raised vanities. Home Includes, gas double range oven w/microwave, window blinds, tankless water heater, recess lights in kitchen and family room, laminate flooring in the main areas. Pre-plumb water softener, pre-wire lights above the kitchen counter for future chandleries. Home backs up to the preserve, covered lanai includes natural gas stub & so much more. Once again proving that Dream Finders Homes offers the best value at every price point. Also includes 1 GIG of internet! READY NOW! CLOSING COSTS PAID UP TO $10K WITH DREAM FINDERS HOMES PREFERRED LENDER

Features

  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Year Built: 2024
  • Garage: 2-car
  • Heating: Electric
  • Cooling: Electric
  • Approx Sq. Feet: 2,956
  • HOA Fee: $70 Monthly
  • Elem. School: Crookshank
  • Middle School: Sebastian
  • High School: St. Augustine
  • Appliances: Dishwasher, Microwave
  • MLS#: 2037509
  • Days on Market: 128 days
  • Website: https://www.raveis.com
    /prop/2037509/63carlotaway_saintaugustine_fl?source=qrflyer
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Listing courtesy of EAGLES WORLD REALTY, INC

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

63 CARLOTA Way, Saint Augustine, FL, 32095

$490,990

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $392,792 $392,792 $392,792
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,613 $2,611 $3,368
Total Monthly Payment $2,688 $2,686 $3,443

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.