PUNTA GORDA, FL - DEEP CREEK - LAKESIDE - FIRST FLOOR, CORNER VILLA in LAKESIDE with NO HURRICANE DAMAGE AND LOW HOA FEES! Well-kept, clean villa is spacious and bright! Upgrades include GRANITE COUNTERTOPS in the kitchen and matching appliances. Enjoy the GREEN SPACE VIEW from your SCREENED LANAI which is great place to enjoy your favorite beverages anytime day or night! This condo is a great winter getaway, full-time cozy home or even an investment property! Deep Creek is a serene residential community in Punta Gorda, Florida, renowned for its natural beauty and well-maintained properties. This deed-restricted neighborhood features a mix of single-family homes, villas, and condominiums. Residents enjoy an array of amenities including parks, playgrounds, tennis courts, and the esteemed Deep Creek Golf Club with its challenging 18-hole course. Designed to harmonize with its natural surroundings, the community boasts lush green spaces, mature trees, and abundant water bodies that attract local wildlife. Conveniently situated near Interstate 75, Deep Creek offers easy access to shopping centers, restaurants, medical facilities, and schools. The vibrant city of Punta Gorda, known for its boating, fishing, and outdoor activities, is just a short drive away. The nearby Peace River and Charlotte Harbor provide excellent opportunities for water sports enthusiasts.
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Our Executive Mortgage Banker:
Our Insurance Division:
$165,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $132,000 | $132,000 | $132,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $274 | $274 | $274 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $878 | $877 | $1,113 |
Total Monthly Payment | $1,227 | $1,226 | $1,462 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.