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188-190 Horton Lane, Port Ewen, NY, 12466 | $429,900
Welcome to the Hamlet of Port Ewen. Perched atop a hill, this four-bedroom, one-and-a-half-bath split-level home sits on over half an acre. The spacious and open floor plan offers versatility for any lifestyle. The large, bright living room features an expansive window that captures the morning sunrise, and the cozy brick fireplace is perfect for those chilly nights. The formal dining room, adjacent to the kitchen, provides ample cabinet space for all your essentials. The lower level boasts a family room/den, ideal for a home gym, office, or playroom, along with a convenient half bath and laundry room. Upstairs, you'll find four generous-sized bedrooms with plenty of closet space, including a walk-in closet in the primary bedroom. The bathroom features a double sink vanity and a shower/tub combo complete with jets. Step outside onto the deck off the dining room, perfect for relaxing and grilling. This home has been well maintained, with a new hot water heater, new gutter covers, and newer windows. Located close to the historic Rondout in downtown Kingston for shopping and dining, and in proximity to schools, the Hudson River, parks, and an easy commute to Poughkeepsie for city-bound trains, this home checks all the boxes. Additional Information: ParkingFeatures: 2 Car Attached,
Features
- Rooms: 8
- Bedrooms: 4
- Baths: 1 full / 1 half
- Year Built: 1962
- Heating: Natural Gas, Baseboard
- Cooling: Central Air
- Basement: Partial, Unfinished
- Approx Sq. Feet: 2,178
- Est. Taxes: $7,650
- Elem. School: Robert R Graves School
- Middle School: J Watson Bailey Middle School
- High School: Kingston High School
- School District: Kingston
- Appliances: Gas Water Heater
- MLS#: H6318718
- Days on Market: 133 days
- Website: https://www.raveis.com
/prop/H6318718/188190hortonlane_portewen_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
188-190 Horton Lane, Port Ewen, NY, 12466
$429,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $343,920 | $343,920 | $343,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
| Monthly Tax Payment | $638 | $638 | $638 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,288 | $2,286 | $2,900 |
| Total Monthly Payment | $3,001 | $2,999 | $3,613 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535