Enjoy gorgeous canal view from this bright and airy 2 bedroom, 2 bathroom, fully furnished unit is beautifully in an active, coveted Pines of Delray 55+ community! The unit is finished with tile laid diagonally and IMPACT WINDOWS (2021) in the living room and primary bedroom. There is a breakfast area in the kitchen for your convenience. The primary bedroom faces the lake and features his-and-hers walk-in closet and additional strip closet. There is a washer and dryer in the unit. The unit is steps away from the community's secondary pool. HOA includes exterior building insurance, cable, water and much more! Pines of Delray offer amazing amenities including two heated pools, hot tub, clubhouse, fitness center, pickleball, bocce ball, tennis and shuffleboard courts. All measurements are
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $135,920 | $135,920 | $135,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $39 | $39 | $39 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $939 | $916 | $1,156 |
Total Monthly Payment | $1,053 | $1,030 | $1,270 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.