Presented byKim O'Donnell |
Back on the Market! This beautiful property is available again do to buyers change in plans. Welcome to this charming 3-bedroom raised ranch/contemporary home, nestled in the tranquil lake community of Lake Plymouth. As you enter the foyer, you'll find a warm eat-in kitchen and a spacious family room, perfect for entertaining. The family room opens to a patio through a sliding door, ideal for summer grilling with family and friends. Adjacent to the kitchen, is a formal living room and a possible dining area, that leads to a large front deck with seasonal water views. Upstairs, the second-floor features three bedrooms, including a primary bedroom with a large closet, and a secondary bedroom, both with separate access to a generous back deck overlooking a serene, private backyard. The third bedroom and a convenient full bath with a laundry room complete the second floor. The backyard adjoins state land, offering unparalleled privacy and direct access to hiking and walking trails, the Mattituck State Forest, Hancock Dam, and Gregor's Beach, just a quarter mile away. Car enthusiasts will appreciate the detached garage with a center I-beam for car repairs and a large room above, perfect for additional storage or a personal workspace. The home also boasts a newer hot water tank (2021), a well pump replaced five years ago, and a roof that is only six years old. Beautiful landscaping, including fruit trees, enhances the property, making it a picturesque and a peaceful retreat. Back on the market, buyers not able to get Financing
Type | Description | Level |
---|---|---|
Bedroom 1 | Upper | |
Bedroom 2 | Upper | |
Eat-In Kitchen | Main | |
Family Room | Sliders | Main |
Primary Bedroom | Upper |
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Sales Associate
William Raveis Real Estate
Phone: 860.227.0892
Kim.ODonnell@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.444.2666
Leasley.Negron@raveis.com
NMLS Mortgage Loan Originator ID 2475920
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $272,800 | $272,800 | $272,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $506 | $506 | $506 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,838 | $1,813 | $2,301 |
Total Monthly Payment | $2,419 | $2,394 | $2,882 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.