ASSUMABLE LOW RATE VA MORTGAGE! Welcome to this nearly new, 2-year-old home offering just under 1, 800 sq ft of living space. Nestled on a wide FRESHWATER canal with a newer SEAWALL, this 3-bedroom, 2-bathroom gem boasts a SPLIT BEDROOM FLOOR PLAN and a LARGE open kitchen. The kitchen is a chef’s dream, featuring white shaker cabinets with soft close doors, tiled backsplash, GRANITE countertops, and STAINLESS appliances. The owner’s suite is a private retreat with walk-in closets, dual sinks, an illuminated tray ceiling, an inviting SOAKING TUB and a SEPARATE SHOWER. Start your mornings with a cup of coffee on your oversized covered lanai, enjoying serene water views. The spacious entryway is also SCREENED, perfect for those refreshing afternoon breezes. This home is equipped with IMPACT windows and doors, TILE flooring, and custom molding throughout, ensuring both safety and style. Not located in a FLOOD ZONE, it offers peace of mind and added security with a 23 KW Briggs & Stratton generator and a 500-gallon propane tank. The brand new dock is ideal for fishing or docking your small boat or kayaks. Additional features include a whole house surge protector, a whole house reverse osmosis system, and 3 TVs with mounts included in the sale. This is truly a move in ready home for the buyer to enjoy! Don’t miss the opportunity to own this exceptional home, offering a perfect blend of luxury and comfort in a prime waterfront location!
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Our Executive Mortgage Banker:
Our Insurance Division:
$473,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $379,120 | $379,120 | $379,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $328 | $328 | $328 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,522 | $2,520 | $3,197 |
Total Monthly Payment | $2,925 | $2,923 | $3,600 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.