Absolutely stunning Three Village Hi Ranch on over 1/3 Acre of perfectly manicured property, fully fenced with white PVC and a new 20x40 inground pool. This home was converted to 2 Bedrooms to have a larger primary bedroom with an oversized walk in closet and could easily be converted back to the typical 3 bedroom layout. Immaculately maintained + updated bright eat in kitchen with stainless appliances open to the large living space with gas fireplace and hi hat lighting. Lower level features a half bath, laundry closet, access to the full sized garage, office area, living area and access through sliding glass doors onto your amazing entertaining deck overlooking sprawling green lawn and built in pool. The entire yard is surrounded by healthy emarald green arborvitea and watered with a 13 zone inground sprinkler system. Central air, 200 amp updated electric, natural gas heating and cooking. Property is located only 500 feet from the Setauket Greenway Trail (biking + running) in a beautiful quiet community in the desirable Three Village School District.
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Our Executive Mortgage Banker:
Our Insurance Division:
$579,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $463,920 | $463,920 | $463,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.439% | 6.273% | 5.268% |
Monthly Tax Payment | $837 | $837 | $837 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,894 | $2,819 | $1,929,134 |
Total Monthly Payment | $3,823 | $3,748 | $1,930,063 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.