Beautifully maintained gated community home in Meadow Pointe. This coveted end unit townhomes sits on a dead end street offering privacy and a quiet environment. Two parking spaces are directly in front of the home. Upgrades include a new roof in 2023, covered by the HOA, new A/C in 2020 and new toilet in 2024. Another perk is that the construction is concrete block, first and second story, not the norm of second story wood frame. The floorplan boasts an additional nook on the first floor for an office, a music room or a small cozy den. Upstairs the en-suite bathrooms are separated by a delightful loft area. In addition, a screened patio complete with a ceiling fan is a pleasant area to enjoy the outdoors. Additional ceiling fans are in the great room, bathrooms and loft. The kitchen has wood cabinets and granite countertops matched with tile flooring. A half bath is conveniently located on the firs floor. Ample closets, under the stair storage is a nice bonus. Meadow Pointe offers a pool, clubhouse and a fitness center. In addition there is plenty of extra guest parking
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $223,920 | $223,920 | $223,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $293 | $293 | $293 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,490 | $1,488 | $1,888 |
Total Monthly Payment | $1,858 | $1,856 | $2,256 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.