A gorgeous 4 bedroom and 3 bath cape on a 2. 04 acre parcel of land in a small private development and an attractive and well established neighborhood in the highly desirable town of Piermont NH. This well-maintained home has an attached two car garage, large breezeway, partially finished room below the garage for storage or toys or a gym/fitness center, above the garage you will find a large space that could be easily finished for additional living space or maybe turn it into an in law suite or game room etc. with insulation, sheet rock, electrical and stubbed for plumbing already in place with an over sized septic system to support any of the above mentioned scenarios. Inside the home you will find a first floor, full bath, kitchen, dining room and living room with a pellet stove for an additional heat source and ambience. Upstairs, a large primary bedroom with a walk in closet and three-quarter bath with two additional bedrooms as well. On the lowest level, there is a large family room currently used as a gym, another three-quarter bath with laundry and a fourth bedroom. There is plenty of space to explore on this beautiful property. Outside, a gorgeous deck overlooking your private backyard. Space for gardening or room for children or pets to explore. A very quiet and secluded country setting. This home is set up for a plug in portable generator, a water filtration system and radon mitigation already in place. Piermont also offers choice high school including St J Academy!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $367,199 | $367,199 | $367,199 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $603 | $603 | $603 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,443 | $2,412 | $3,097 |
Total Monthly Payment | $3,121 | $3,090 | $3,775 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.