3520 Cobia DRIVE, Hernando Beach, FL, 34607 | $85,000

Welcome to Hernando Beach, a gorgeous waterfront community, located in the West Coast of Florida, 1 hour aprox from Tampa Airport. This waterfront Lot Is Ready to pull the permit and start construction. The Owner has done all the work you need to do in order to build your dream home, Sea wall is ready to start construction as well, Sub contractor availability will determinate the start date. Soil report, Survey, Trusses design, Energy Calculation, Sea Wall permit are some of the requirements that are ready to go. Architectural project, available with, 4 Bed and 3. 5 Bath, with amazing common spaces. Total Conditioned area is 3, 004 SF, Total Unconditioned Area is 1, 807 SF, Total Front Porch 323 SF and Total Back Deck 346 SF. General Contractor available but not conditioned. Whether you dream of boating or fishing, Hernando Beach will check all the boxes! Next To marinas with many options for restaurants and entertainment. The waters of Hernando Beach South's canals lead to a boat lift providing access to the saltwater canal systems and the Gulf of Mexico. The Weeki Wachee State Park and Pine Island Beach are just a few miles away and Jenkins Creek, Linda Pederson Park, Roger's Park and the Weeki Wachee Preserve are just up the road. Cobia Dr is a beautiful street with well designed homes. Architectural Project needs to run through association before starting the construction.

Features

  • Lot Size: 75 x 100
  • HOA Fee: $306 Annually
  • Lot Desc: Buildable, Cleared, Curb and Gutters
  • View: Water
  • Pet Policy: Yes
  • MLS#: T3486650
  • Days on Market: 287 days
  • Website: https://www.raveis.com
    /prop/T3486650/3520cobiadrive_hernandobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/22/2024 10:03:22 AM)
Listing courtesy of Avanti Way Realty LLC   Phone: 305-229-1146

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3520 Cobia DRIVE, Hernando Beach, FL, 34607

$85,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $68,000 $68,000 $68,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $458 $452 $573
Total Monthly Payment $533 $527 $648

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.