One or more photo(s) has been virtually staged. Experience the charm of this stunning Spanish-style home, ideally situated on the coveted Lake Wailes! Just steps away from the public boat ramp, dock, walking trail, sports complexes, and community activity areas, this property offers unparalleled convenience and entertainment. It is also only blocks away from the elementary, middle, and high schools, as well as public parks. The spacious home features an entry and living room area with vaulted wood ceilings and a fireplace, giving it a unique charm that sets it apart from typical houses. The long, rounded driveway extends to a detached oversized garage, creating ample space for parking and storage. This home could be labeled as having 4 bedrooms and 3 bathrooms or 3 bedrooms, 3 bathrooms and and office depending on your needs. The front of the house and the interior of the house have been freshly painted in preparation for this sale. The primary home's roof was replaced in 2015, while the large back porch, breezeway, and garage boast beautiful classic barrel tiles in excellent condition. There are two water heaters and two AC units that have been updated with touch screen thermostats for efficiency and convenience. This home is perfect for both large gatherings and cozy events. Don't miss the chance to see this extraordinary property!
PHOTOGRAPHS HAVE BEEN ENHANCED FOR CLARITY AND A COUPLE ROOMS HAVE BEEN VIRTUALLY STAGED.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,200 | $519,200 | $519,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $381 | $381 | $381 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,454 | $3,411 | $4,379 |
Total Monthly Payment | $3,927 | $3,884 | $4,852 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.