9796 Indian Key TRAIL, Seminole, FL, 33776 | $648,500

NEVER FLOODED!
Did not loose power for recent Hurricanes Helene or Milton!

Discover a unique opportunity to acquire two adjoining tri-level townhomes in the desirable waterfront community of Tara Cay Sound in Seminole. These townhomes provide a combined 4, 348 sq ft of living space, connected by interior locking doors on each level. The corner unit features its own private elevator, 3 beds / 3 ½ baths, garage, and bonus room.

The second unit offers 3 beds / 3 baths, garage, and bonus room. Each unit includes a first-level screened porch and screened balconies on the upper levels. With one original owner, the property is being sold AS-IS and requires TLC, which is reflected in the listing price.

Ideal for investors looking to separate the units or perfect for a multi-generational family looking to make it their own. This pet-friendly waterfront community offers a relaxing lifestyle with a pool and green spaces. No rental restrictions with the HOA. Enjoy the convenience of boat slips on a first-come, first-serve basis, available for up to 48 hours. Situated in Seminole, the location features excellent schools and easy access to beautiful beaches, parks, golf courses, diverse dining options, shopping centers, top-notch medical facilities, and highways.

Additionally, Walsingham Park, situated on 354 acres with a 100-acre lake, is just a few minutes away.

Features

  • Amenities: Pool
  • Rooms: 15
  • Bedrooms: 6
  • Baths: 6 full / 1 half
  • Laundry: Inside, Upper Level
  • Year Built: 1995
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 4,348
  • Acreage: 0.09
  • Est. Taxes: $10,726
  • HOA Fee: $750 Monthly
  • Pet Policy: Cats OK, Dogs OK, Number Limit
  • Appliances: Dryer, Range, Refrigerator, Washer
  • MLS#: U8250485
  • Days on Market: 75 days
  • Website: https://www.raveis.com
    /prop/U8250485/9796indiankeytrail_seminole_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/22/2024 3:36:53 AM)
Listing courtesy of DALTON WADE INC   Phone: 888-668-8283

William Raveis Family of Services

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888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

9796 Indian Key TRAIL, Seminole, FL, 33776

$648,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $518,800 $518,800 $518,800
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $894 $894 $894
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,495 $3,448 $4,375
Total Monthly Payment $4,481 $4,434 $5,361

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.