Welcome to your dream home in the heart of Riverside! NEW ROOF NOVEMBER '24 & a fresh coat of EXTERIOR PAINT IS COMPLETE. This house is ready to shine! 3 bedrooms, 2 FULL bath ~ this charming home is a perfect blend of vintage appeal and modern comfort, ready to steal your heart with its unique character. Step inside and feast your eyes on the stunning hardwood floors-no carpet in sight! The spacious primary bedroom suite is a true retreat, featuring a double vanity, relaxing tub, & walk-in closet. The kitchen is sure to impress with its SS appliances and breakfast bar. Don't worry about those pesky piles of laundry - there's a convenient laundry area tucked right behind the kitchen. Step outside into your own private oasis FENCED backyard with a huge deck & patio perfect for summer barbecues or quiet morning coffees, family and fur babies. Bonus points for the long driveway & detached GARAGE-no more parallel parking nightmares! Ready to call this place home? It's waiting for you! SHED for extra outdoor storage. Upgrades per seller: Plumbing & Electrical 2005. Experience the vibrant community spirit and energy - the best of Riverside just off your doorstep, plus Saturday Riverside farmers market, restaurants, Five Points, and much more just a stone's throw away. This home offers the ideal blend of historic charm and urban accessibility.
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $511 | $511 | $511 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,210 | $2,155 | $2,721 |
Total Monthly Payment | $2,796 | $2,741 | $3,307 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.