This Beautiful home is sure to make you say Wow! Now available is this beautifully well-maintained home located in the highly sought-after Royal Harbor exclusive 55+ Community. Built in 2005, this home features 1719 square feet with 3 Bedrooms, 2 Bathrooms and a 3 Car Garage. Yes, a 3-car garage with 732 Square feet of Garage space. As you pull up to the home, you immediately fall in love with the perfectly manicured landscaping. As you enter the home you are greeted with the Kitchen and the Living room. The kitchen has an eat in space, upgraded countertops and Stainless-Steel Appliances and lots of natural lighting. The Living room is so open and bright with high ceilings, natural light shining through and wood floors. The openness of the space with the high ceilings makes the home feel much larger! From the Living room you walk into the Florida room. . and you will love the Florida room! Featured is a built-in 11 foot bar to include lots of storage and a wine cooler for easy entertaining of friends and family. From the Florida room, you step out to the screened in rear porch that is also perfect for entertaining and grilling for friends and family. The Primary suite has high end carpets, a ceiling fan, walk in closet and an en-suite bathroom. The primary bathroom offers a stand-up shower, double sinks and lots of counter space. The additional second and third bedroom is located on the other side of the home along with the guest bathroom. This home is move in ready and has a current termite bond. A few of the updates over the years include New Roof 2021, New AC/heat pump 2020, upgraded flooring in all rooms, electrical upgrades, insulated garage door, low maintenance landscaping, irrigation system, and more. Royal Harbor sits along the shores of Little Lake Harris; just one of seven lakes that make up The Harris Chain of Lakes. Boat and RV storage is included in the HOA fees, first come first served. The waterfront clubhouse features a large social hall, catering kitchen, stage, dance floor, arts and crafts room, billiards room, library, computer room, Fitness Center, and more. Outdoor amenities include a screened Junior-Olympic sized heated pool and spa, tennis, pickleball, bocce, shuffleboard, and horseshoes. A picnic pavilion at the lake and the Lighthouse are great places to gather with friends. Hickory Point Recreation Facility is just across Hwy 19 and features several boat launch slips. Do not wait to tour this home! Some furnishings offered separately from the home. All information recorded in the MLS is intended to be accurate however, it should be independently verified by buyer and their agent. Check out the Virtual tour link!! Royal Harbor also offers residents a storage area to park boats and RVs.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $231 | $231 | $231 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,910 | $1,860 | $2,381 |
Total Monthly Payment | $2,216 | $2,166 | $2,687 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.