Brand-new Casa Fresca home, ready Sep / Oct 2024!
Never run out of space with the Lago! This spacious two-story home features not just 4 bedrooms but also a den and a spacious half bath. The open concept floorplan makes this home perfect for entertaining or just hanging out. This home also includes quartz countertops throughout, stainless-steel GE appliances, a convenient upstairs laundry room, an oversized master walk-in-closet, and a 2-car garage. Enjoy this elegant Interior Design where traditional meets cozy. Timeless pairing of whte cabinets and a neutral-toned quartz countertops meets an earthy wood-look flooring. Tucked away in the heart of Winter Haven, FL, you'll find Harmony at Lake Eloise. This coming soon new home community will feature one-and-two-story front load, and rear load homes ranging from 1, 469 sq. ft. to 3, 364 sq. ft featuring modern open floor plans, sizeable kitchens, and spacious bedrooms. Enjoy an endless list of things to do within a short drive of your new home like the largest LEGOLAND® Florida Resort and more. Enjoy a variety of water sports and activities on Winter Haven’s famous Chain of Lakes. Enjoy this lakefront lifestyle by kayaking, paddleboarding, fishing or water-skiing. For the self-proclaimed foodies, enjoy lakeside and locally owned artisan restaurants in the beautifully restored historic downtown district. Enjoy the best of what Winter Haven has to offer, all within minutes of Harmony at Lake Eloise and your new boldly, unboring Casa Fresca home.
Images shown are for illustrative purposes only and may differ from actual home.
Completion date subject to change.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $256,636 | $256,636 | $256,636 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $192 | $192 | $192 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,773 | $1,729 | $2,183 |
Total Monthly Payment | $2,040 | $1,996 | $2,450 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.