Nestled just a block away from the serene Whitcomb Bayou, this truly one-of-a-kind property exudes storybook charm and character. Featuring a 3-bedroom, 2-bathroom main home and a fully furnished guest cottage with A/C and plumbing, this property offers endless opportunities for versatile living. As you arrive, you'll appreciate the ample parking, complete with space for a boat and RV, and the convenience of RV water/electric and sewer connections. The property boasts completely paid-off solar panels, ensuring minimal energy costs for years to come, along with new covered gutters that come with a lifetime warranty. The main home welcomes you with an inviting front porch deck nestled under a charming pergola, where you can relax to the sound of water fountains beneath a canopy of large oak trees. Enter through the natural wood French doors to discover stunning hardwood flooring throughout, beautifully complemented by plantation shutters and cordless Levolor light filtering roller shades in the family room and dining area. The kitchen, beautifully remodeled in 2021, features elegant wood cabinetry, quartz countertops, and a Rockledge backsplash. Modern stainless steel appliances, including a farmhouse sink, are highlighted by stylish pendant lighting. The owner’s suite, framed by crown molding and high ceilings, includes a large walk-in closet and an ensuite bathroom with dual glass vessel sinks atop a granite countertop and a stand-up shower with a frosted glass door. Both guest bedrooms are generously sized and feature tray ceilings that elevate the space. Indoor laundry adds convenience to your daily routine. Numerous upgrades provide peace of mind, including two A/C units (one replaced in 2023) with separate thermostats, newer double pane windows replaced throughout in 2020 for energy efficiency, and a water filtration system installed in 2021. The backyard is a true entertainer's paradise, featuring a brick-lined pathway leading to a hot tub and seating area, and a barn shed transformed into a cozy 360 sqft guest cottage in 2022. This charming guest house includes a loft area for sleeping, beautiful arches, its own bathroom, and a kitchenette, offering a unique living experience. There is also a separate shed providing additional storage or the perfect creative space for an artist’s studio. This home offers a unique living experience, golf cart friendly with nearby amenities such as the Tarpon Springs Golf Club, downtown Tarpon Springs, the Pinellas Trail, the world-famous Sponge Docks, Fred Howard Park, and more. Enjoy easy access to Tampa, Clearwater Beach, Dunedin, Honeymoon Island, and Caladesi Island. This property is not just a home, but a way of life. Here time slows down letting your creative ideas run wild, don’t let this home get away, schedule your showing today.
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$500,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $400,000 | $400,000 | $400,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $393 | $393 | $393 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,628 | $2,659 | $3,373 |
Total Monthly Payment | $3,113 | $3,144 | $3,858 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.