Extremely well maintained and centrally located, block home with vinyl privacy fenced yard and 10'x 20' shed. A bit of coastal flair and neutral colors make this home with its flexible floor plan bright and airy. 3 bedrooms and 2 beautifully updated bathrooms each with modern tiled walk-in showers and large vanities. Kitchen with white cabinetry and appliances has a pass-thru window to 10' x 30' screened and covered porch accessible from 2 rooms with sliding glass doors adorned by custom roll down shades. Depending on how you live, this home has flexibility for the way you use the rooms. There is a room open to the kitchen with its breakfast bar in between that could be a dining area as used by the current owner or a family room is another option. The room off the other side of the kitchen could be the dining room or sitting room or even an office area. R00F (2018), HVAC (2013) No HOA.
Other added features and upgrades include new LIFEPROOF luxury vinyl plank flooring throughout, 5" base board mouldings, Plantation shutters on new Anderson picture window in LR, Hunter ceiling fans, new electrical panel (2020).
Laundry hookups are in the garage. Overhead garage door is insulated with opener. Custom workbench in the garage will convey with the home.
LOCATION: Near Embry Riddle Aeronautical University, Daytona State College and other schools. Great central location with lots of shopping and restaurants nearby and within a short drive is nearly everything. Easy access to I-4 and I-95. Near the hospital, close to Daytona Beach Intl Airport and Daytona Intl Speedway.
NOTE: this home has not flooded or had water intrusion.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $248,000 | $248,000 | $248,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $75 | $75 | $75 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,671 | $1,648 | $2,091 |
Total Monthly Payment | $1,821 | $1,798 | $2,241 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.