New Construction - TO BE BUILT - PICTURES ARE OF CURRENT MODEL. OPTION TO PICK COLORS & FINISHES Beautiful Cottage Home Built with Careful Attention to Detail. This 3 Beds/2 Bath Home has it all. . . Vaulted Ceilings in the Kitchen/Living Great Room. The Kitchen boasts Black Stainless Steel Appliances and Quartz with Recycled Glass Countertops, Large Pantry and Soft Close Cabinets are all Wood in Designer Colors. LVP Flooring throughout with Tiled Master Shower and Hall Bath. Upgraded, Smooth Wall & Ceilings with Fans in Living Room & Bedrooms. Dedicated Laundry Room off Master & His/Hers Closets featuring Barn Doors. The Exterior is finished with Hardie Board Siding, Metal Roof, Custom Entry Landscaping and a Paver Driveway. Less than 2 miles from Downtown St Augustine/Flagler College & less than 5 Miles to put your Toes in the Sand on Vilano Beach. May be Eligible for USDA Loan with 0% Down
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Our Executive Mortgage Banker:
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$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $25 | $25 | $25 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,730 | $1,728 | $2,193 |
Total Monthly Payment | $1,830 | $1,828 | $2,293 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.