Experience a blend of classic charm and simplicity with this elegant Colonial house located in Laurelton. This home provides a cozy and straightforward living experience. Inside, the spacious and open floor plan maximizes space and functionality. A generous living area is ideal for relaxing or gathering with loved ones. Adjacent to it, the dining area provides a convenient space for everyday meals and entertaining. The brand new kitchen is equipped with high-end stainless steel appliances and soft-close cabinets. This house features 3 comfortable bedrooms and 1. 5 new bathrooms. Simple and unadorned, giving a peaceful retreat to unwind after a long day. The fully finished basement with an outside entrance (OSE) adds extra living space and convenience. Additional features include gas for cooking and heating, hardwood floors, and recessed lighting throughout. The private driveway and one-car garage provide ample parking, and the spacious backyard is perfect for outdoor activities, whether it's gardening, playing with pets, or simply enjoying the sunshine. Make this charming Colonial house your future home!
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $638,400 | $638,400 | $638,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $446 | $446 | $446 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,247 | $4,243 | $5,474 |
Total Monthly Payment | $4,785 | $4,781 | $6,012 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.