DYNAMITE 2018 BANTAM LAKE DIRECT WATERFRONT 3BR/4. 5B HOME ON DEER ISLAND - This exceptional home has 2 primaries - a 1st floor primary BR with it's own entrance to the main deck, 2 walk in closets & full bath; 2nd floor primary suite with a bathroom with radiant floor heat, large walk in closet, sitting area and French door to an amazing balcony offering stellar lake views. The main level open floor plan boasts an upscale kitchen with a 6 burner Wolff stove & double wall ovens. The living room hosts a gas FP and French door leading to the 16 X 24 covered deck boasting mesmerizing long range views of Bantam Lake - you can even see the church steeples in Litchfield! A powder room completes this level. A guest BR is on the upper level, as well as a full bath and laundry room. The great room, in the lower level features a gas FP, with a wet bar, laundry and full bathroom. Sliders open to the patio and SS cooking & BBQ area. Comes complete with a dock, hot tub, fire pit, whole house generator, and 1 car attached garage w/ac & heat. Some guests are noted as saying, "It feels like you're on a yacht" as they stepped onto the deck, and others: "This location has the best views at Bantam Lake"- CT's largest natural lake in the heart of Litchfield County, offering both summer & winter sports. Enjoy hiking at White Memorial's 4, 000 acres. 10 minutes to The Litchfield Green with quant shops & award winning restaurants and 2 hours to NYC.
Type | Description | Level |
---|---|---|
Bedroom 1 | 9 ft+ Ceilings | Upper |
Great Room | 9 ft+ Ceilings,Wet Bar,Gas Log Fireplace,Fireplace,Patio/Terrace,Sliders | Lower |
Kitchen | 9 ft+ Ceilings,Granite Counters,Island | Main |
Living Room | 9 ft+ Ceilings,Balcony/Deck,Gas Log Fireplace,Fireplace,French Doors | Main |
Primary Bedroom | 9 ft+ Ceilings,French Doors,Full Bath,Walk-In Closet | Main |
Primary BR Suite | 9 ft+ Ceilings,Full Bath,Walk-In Closet | Upper |
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,960,000 | $1,960,000 | $1,960,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $1,054 | $1,054 | $1,054 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $11,129 | $12,228 | $16,408 |
Total Monthly Payment | $12,308 | $13,407 | $17,587 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.