Beautiful golf course home in the wonderful, gated community known as On Top of the World in the Providence neighborhood. Every day you will enjoy the beautiful views of the 14th fairway on the private Tortoise and Hare golf course. Your new home has two full bedrooms, two full bathrooms, a large open and airy combination living room and dining room, family room, a lovely screen room with an open bird cage to enjoy outdoor time watching the golfers and a two-car garage. Enjoy cooking in the kitchen on your gas stove and oven. There is ample countertop and cabinet space. While cooking you and your guests can socialize while they sit at the snack bar. The kitchen also has a lovely café space which has beautiful views of the golf course and is open to the family room. Just across from the kitchen is a cozy butler’s pantry. The butler’s panty offers additional cabinet and countertop space. All the kitchen appliances are included. Unwind in your master bedroom which easily fits a king-sized bedroom suite and offers a nice walk-in closet. The master bathroom consists of a relaxing garden-tub, a walk-in shower and solar tube which provides additional natural light. The shower was remodeled approximately one year ago. Throughout the home the ceilings are high at 9’4" and highlighted with attractive crown molding. In your two-car garage you will appreciate the following extras, attic stairs with attic flooring, attic fans, water softener and coach lights on each side of the garage door. Additional extras included are the existing washer, dryer, garage door opener with remote, small garage freezer, window treatment, ceiling fans and light fixtures and the grill in the outdoor birdcage. Roof was replaced in 2020. New water heater in 2019. Come and enjoy your new home and lifestyle in OTOW.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,920 | $231,920 | $231,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $122 | $122 | $122 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,602 | $1,562 | $1,973 |
Total Monthly Payment | $1,799 | $1,759 | $2,170 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.