MOTIVATED SELLER Serene, bright & very spacious Colonial home in the beautiful town of Rhinebeck nestled on 3. 07 acres of land & steps away from the historic Saw Kill waterfall/creek that was used for wood mills hence the name Oriole Mills originated. The home offers 4-5 BEDROOMS, cedar closets in the primary bedroom, 3 FULL BATHS, 2 car garage, large living room w/ hardwood floors & fireplace, formal dining room, eat-in-kitchen, porch, balcony. ADD'L 1000 sq. ft. 9' CEILING WALK OUT BASEMENT w/ B-Dry system, insulated concrete foundation walls (BUILT in 2007) & spray foam insulation ready for finishing. Stone lined hot water heater, water softener, whole house filter, well saver. Generator hook-up. Gutter guards w/ transferable lifetime warranty, water drainage system. Short distance to the villages of Rhinebeck/Red Hook, parkway, RH Golf Club, restaurants, shops, etc. Per seller, Winnakee Land Trust expanding walking trails that connects to the horse farm/trail close to this home. Additional Information: HeatingFuel: Oil Above Ground, ParkingFeatures: 2 Car Attached,
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $436,000 | $436,000 | $436,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $853 | $853 | $853 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,937 | $2,898 | $3,677 |
Total Monthly Payment | $3,882 | $3,843 | $4,622 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.