Gorgeous & Immaculate, Three-Bedroom, Two-and-a-Half Bath, Two-Story Townhome with a One-Car GARAGE! HOLY COW!
Home Just Built in 2021… Still so Fresh that Everything Looks and Still Smells BRAND NEW, giving you over a Generation in Worry-Free Home Ownership! Nice!
Seller will Provide an Upgraded 2-10 Buyers HOME WARRANTY thru November 2025 Included for Additional Peace of Mind! Living here will truly be Maintenance-Free, so you can focus on Living the Life you Love! The REFRIGERATOR, WASHER & DRYER Are even INCLUDED!
You will Appreciate being able to Relax on the SCREENED PORCH with a Great View, and an Extra Storage Closet too…that leads to a HUGE Field in the back with Plenty of Room to Run Around!
This Popular Azalea Floorplan is Bright and Open, with Large Bedrooms, Granite Counters, Laminate Flooring Downstairs, and a Large Master Suite with a HUGE Walk-in Closet and Double-Sinks in the Master Bath! Nice!
Gramercy Farms is a Safe, Just built and still NEW Community surrounded by Conservation areas and Close to Everywhere you would want to Be! The Low HOA of only $108/month includes the Roof, All Exterior Maintenance and Lawn Care for Easy, Care-free Living!
Within Your Neighborhood, you would Enjoy the Playground, Dog Park, Basketball Courts and Picnic Pavilion!
Near Major Roadways like 192, the Florida Turnpike and the 417 Expressway, it is just a short 10 minutes to the St. Cloud Lakefront Park and its Downtown Shopping and Dining! Only 7 Minutes to Well-Known Alligator Lake, one of the Top Freshwater FISHING Lakes in all of Central Florida! With a Half-Hour Drive you can be at the Disney Theme Parks, Orlando International Airport, the new NeoCity… or Downtown LAKE NONA with its Entertainment Complex, Nemours and VA Hospitals, and the entire Medical City! Bonus!
Property is a Two-Story Townhome with all Bedrooms Upstairs. Washer-Dryer Hookup are in dedicated Laundry Closet between Kitchen and Garage. Room Sizes, Schools, HOA Info and Square Footage are Deemed Accurate, but are not Warranted. Property is Being Sold As-Is with Right to Inspect!
Sought-after Schools: Hickory Tree Elementary, St. Cloud Middle (6-8), Harmony High School! Say YES!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $243,920 | $243,920 | $243,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $467 | $467 | $467 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,522 | $1,482 | $1,928 |
Total Monthly Payment | $2,064 | $2,024 | $2,470 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.