WINTER RETREAT! This is the perfect winter home for someone who wants to escape the snow in the winter or for a full time home. Built in 2012, this Jacobsen home has 2 bedrooms, 2 bathrooms, and a den. Open floor plan that is perfect for entertainment or a nice cozy evening at home. New roof in 2023. There is a lot of value here. This house is being sold with newer furnishings and most of the appliances are also newer. Imagine sitting in the screened in front porch in the mornings watching the sun come up, or turning on the fire pit in the evening and watching the sun go down with your favorite beverage. This home was previously used as a winter retreat and has been well taken care of. New paint and new floor in the main areas.
North River Estates is one the best parks in Manatee County and homes here don't usually stay on the market long. This is a LAND OWNED community. It is a very active community that gets together for holidays, birthdays, pot luck dinners, and pool parties. There are many residents that play cards, mahjong, poker, and shoot pool. After a nice workout in the fitness room, you can relax in the heated pool. HOA is only 125. 00 per month and that includes maintenance of the clubhouse, pool, and lawn cutting of the common areas and the residents. You are allowed 2 pets of any breed or size which is uncommon for most parks.
Location is great as North River Estates is close to shopping, restaurants, medical facilities, the SRQ airport, the beaches, and the interstate. Close enough to go to baseball, hockey, and football games, and there are multiple golf courses in the area.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $216,000 | $216,000 | $216,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $225 | $225 | $225 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,437 | $1,436 | $1,822 |
Total Monthly Payment | $1,737 | $1,736 | $2,122 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.