Short Sale. Can't buy today call about the lease purchase options. This is the prefect home for a lease purchase within 12 months to become the new owner! The other option is close in 30 days with a short sale. Welcome to your dream home in the sought-after Shell Cove community! This move-in ready 3-bedroom 2 bath 2 car garage boasts a modern open-concept design that accentuates the heart of the home. When entering the home, you are met in the living room that looks into the beautiful kitchen. The kitchen features dark cabins, stunning granite, updated appliances, and a huge island that is connected to the family room. The family room has sliding glass door that leads to a screened patio to enjoy your morning coffee or a glass of wine after a long day. The back yard is fenced in and has a shed for storage. This home also comes with a security system which includes cameras for your safety. Shell Cove features a community resort style, clubhouse, playground, dog park and various sports areas. Shell Cove is conveniently located with a short drive from I-75. This home provides quick access to local hotspots and amenities. Imagine having a marina with a vibrant boat club, a charming tiki restaurant, and a charming beach, all within a mere 5-minute drive from your new home. Shell Cove is also located minutes from local area attractions such as E. G. Simmons Park and Little Harbor where you can go fishing, camping, boating, or just relaxing while taking in the beautiful surroundings. The sellers of the home are the original owners. The home was built in 2021, you would not have to worry about repairing a new roof, AC, water heater or any maintenance on the home for a while. You would be buying a new home.
Don't miss out on this opportunity to embrace the Florida lifestyle at its finest!
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Our Executive Mortgage Banker:
Our Insurance Division:
$320,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $256,000 | $256,000 | $256,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $504 | $504 | $504 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,703 | $1,701 | $2,195 |
Total Monthly Payment | $2,282 | $2,280 | $2,774 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.