MOTIVATED SELLER! GREAT PRICE IMPROVEMENT! Bring a reasonable offer - seller is ready to move on to the next chapter of life. Solid brick three bedroom, two bathroom traditional home in a small community neighborhood. The owners in the past two years have done over $80K in improvements that include a DuroMax portable generator for the whole house, foam insulation including the attic in the garage, two A/C units, Halo air cleaner & surge protectors for the a/c units, metal shed with electric, metal carport, security cameras & alarm equipment. The back porch was enclosed with windows and a new door. You will notice there is a metal roof that was replaced in the last few years. With the lovely yard you have a programmable timer with multi zones and room in the backyard to grow a garden. A formal living room/dining room and family room has a wood burning fireplace and dinette area. All kitchen appliances will stay with the home. Private beach access and lake access are deeded to the home for the community beach just around the corner. This could be your move-in ready home as all the work is done for you!
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Our Executive Mortgage Banker:
Our Insurance Division:
$407,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $325,600 | $325,600 | $325,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $204 | $204 | $204 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,221 | $2,164 | $2,746 |
Total Monthly Payment | $2,500 | $2,443 | $3,025 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.