One or more photo(s) has been virtually staged. Welcome to your new home in the sought after gated community of Heritage Oak Park! This popular "A" villa boasts an open floorplan w/9'4" ceilings thru-out, 2 bedrooms, 2 full baths, den/bonus room & large 2 car garage. It has a fantastic location with a very quick 5-minute walk to the clubhouse/amenities & mailbox in front of clubhouse. Beautiful greenbelt view from the lanai. Another great feature is the popular 2-unit driveway which makes getting in and out a breeze. Enter through the screened tiled front porch into a spacious great room with sliders out to the screened tiled lanai. Kitchen opens to the great room & offers a breakfast bar, breakfast nook, & closet pantry & is equipped with all the appliances. Generous sized master bedroom has 2 walk-in closets & has an ensuite bath w/dual sinks & walk in shower. Split floorplan w/2nd bedroom & bath off the great room for privacy. In addition, there is a flex room that could be used as a den/sitting room, or office. Interior laundry closet w/full size washer & dryer & shelving for storage. Other features are tile floors everywhere except carpet in the 2 bedrooms, freshly painted in the main areas, pull down staircase for storage in the garage, ceiling fans & window treatments thru-out, new garage door opener, new roof in 2017, & new A/C-Heat in 2017. Although Heritage Oak Park is in the heart of Port Charlotte, the way the builder built around all the native oak trees makes you feel like you are in the country yet just minutes from shopping & restaurants. It is an active community with an activity's director on staff planning many activities for your enjoyment. Amenities include a large clubhouse, heated pool, fitness room, billiards room, lending library, shuffleboard court, bocce ball, tennis & pickleball courts, & a walking path around the lake.
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Our Executive Mortgage Banker:
Our Insurance Division:
$279,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $223,920 | $223,920 | $223,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $312 | $312 | $312 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,490 | $1,488 | $1,888 |
Total Monthly Payment | $1,877 | $1,875 | $2,275 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.