JR 1 BEDROOM OASIS Bathed in beautiful reflective light, this serenely quiet converted studio has been smartly designed to maximize space and function. French doors flanked by windows create a large separate bedroom area while allowing light into the living space which comfortably accommodates both dining and living on a very adult scale. In addition to the generous living space, there are 3 huge closets, 2 of which are walk-ins with custom interiors! If you love to cook and entertain, you will delight in this beautifully renovated kitchen. Every inch of space has been artfully remodeled. Full-height shaker-style white cabinetry anchored by classic subway tile backsplash and pretty granite counters plus full-sized stainless appliances, including a dishwasher, ultra-deep sink, porcelain tile floors and pantry storage complete the picture. The bathroom has also been fully renovated with beautiful tilework, large double drawer vanity, recessed medicine cabinet and soaking tub with modern glass doors. Throughout are lovely hardwood floors, freshly painted walls and updated electric. If you desire a calm, quiet retreat from the stresses of city life, or the perfect pied-a-terre, this gem is your dream realized. Situated in the Chesapeake House, a well-run Co-operative with a caring staff, including full-time doorman and resident Superintendent. This pet-friendly building also offers central laundry, parking garage and a planted roof deck with stunning iconic Manhattan views and plenty of seating and entertaining areas. A/C and heat are included in the maintenance. Kip’s Bay offers endless quality dining, shopping and marketing options making this a neighborhood to comfortably plant roots for years to come. This home is a true oasis in the heart of downtown Manhattan.
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Our Executive Mortgage Banker:
Our Insurance Division:
$465,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $372,000 | $372,000 | $372,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,444 | $2,444 | $3,114 |
Total Monthly Payment | $2,519 | $2,519 | $3,189 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.