Escape to tranquility with this enchanting 3-bedroom, 1. 5-bath home, perfectly situated in the serene woods of Redding. This cozy retreat offers a peaceful lifestyle, surrounded by nature's beauty. Inside, you'll find a warm and inviting living space with ample natural light, modern charm and a wood burning stove. The spacious living room is perfect for gatherings, and the well-appointed kitchen is ready for your culinary adventures. Each bedroom provides a comfortable haven, and the full and half bath are tastefully designed for convenience and style. Outside, the property truly shines. Enjoy your morning coffee on the back patio, or explore the expansive wooded lot for a sense of seclusion and privacy. The detached garage offers incredible potential with an upstairs space, ideal for a future ADU or studio, providing endless possibilities for additional living or creative space. Don't miss this unique opportunity to own a slice of paradise in the woods of Redding. Schedule your private tour today and experience the peaceful lifestyle you've been dreaming of! -2 electric heat pumps/air conditioners & 2 propane furnaces (more efficient below 40 degrees) They can all be remotely controlled -Programmable radiant floors in the porch and both bathrooms. -Many lights on Apple HomeKit - remote control and programming -Sonos speakers in the ceilings of the kitchen and dining rooms. -Simplisafe alarm system w/entry sensors, glass break, water sensors & smoke/co detec The house has well water and a whole house filter and water lines running to the garden and yard. 10 years ago: new 4 bedroom septic, new roof, new furnaces and heat pumps, new electrical, all new windows and insulated the whole house. Took the first floor down to the studs and put in the closets on the second floor. The studio above the garage is 900 sqf and can be converted to an ADU per Redding's recent zoning changes. Water and electricity in place now. Redding Health Department has approved the septic system to be used to convert the garage studio into a one bedroom apartment. Wood burning stove in the studio is in working condition. works. Stove, refridgerator, and washing machine are all less than a year old. The water heater is less than 2 years old. The basement has never flooded. The kitchen is wired for a disposal if a new owner wishes to install one.
Type | Level |
---|---|
Bedroom 1 | Upper |
Bedroom 2 | Upper |
Dining Room | Main |
Living Room | Main |
Primary Bedroom | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $567,200 | $567,200 | $567,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $855 | $855 | $855 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,774 | $3,770 | $4,783 |
Total Monthly Payment | $4,721 | $4,717 | $5,730 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.