Welcome to popular deed-restricted waterfront and golf community of Burnt Store Isles in beautiful Punta Gorda, FL, the best boating in Florida. The City of Punta Gorda maintains the seawalls and canals, which is a huge benefit to the local homeowners. This impressive 3/2 home is located on saltwater canal with access to Charlotte Harbor and the Gulf. This property is a true epitome of perfect Florida getaway and boasts large tiled lanai with outdoor shower and 24x58 screened cage with a south facing sparkling blue pool and spa with unmatched views of the canal, the mangroves and gorgeous Florida sunsets. The floor plan is featuring a bright neutral color kitchen with Corian countertops, 2 sinks, a breakfast bar, vaulted ceilings throughout the whole house, great size living room with built-in shelving and light beige carpet with amazing views of the lanai/pool area, expansive dining room area off the kitchen , large main bedroom with built in vanity, shelving and bed, plantation shutters, again with gorgeous views. The main bathroom is a masterpiece itself with dual sinks, sparkling countertops, a nice size tub, walk in shower, a large walk in closet with built in drawers. The second bedroom is of good size with plantation shutters as well. The third bedroom is currently used as an office, but could be easily converted back. Whole house propane fueled emergency 22KW Generator and hurricane shutters are a big plus as well. The long 47' concrete dock and the 10, 000 lb lift are at your leisurely disposal. The recent updates include all new improved plumbing in 2021, new driveway was installed in 2023, solar for the pool in 2021, the landscaping has been upgraded to low maintenance in 2024. This gorgeous home has been continually maintained and loved, but is ready for it's new owners. Bring your boat, your swimming suit and enjoy sweet SW Florida living. Privacy in the back, no neighbors across the canal, just beautiful green lush mangroves. Close to historic downtown Punta Gorda, Fishermen Village, new popular Sunseeker resort, Punta Gorda airport, convenient commute to Fort Myers, Cape Coral, Port Charlotte, etc areas. The Seller is offering HOME WARRANTY for a Buyers peace of mind that covers HVAC, plumbing, electrical, appliances, water heater, etc.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $640,000 | $640,000 | $640,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $957 | $957 | $957 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,993 | $3,889 | $5,058 |
Total Monthly Payment | $5,042 | $4,938 | $6,107 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.