If you are an outdoor enthusiast, this home is for you! Inviting and private, this charming Bungalow with separate office and outbuildings is situated on . 28 acres! Live year-round in this nature lover's oasis on the Winooski River Inlet connecting to Lake Champlain. Wake up to the sunrise over the river. Have your morning coffee on one of the spacious decks while enjoying the wildlife across the inlet at Dewey Island Nature Preserve. Launch your boat from your private dock on the cove for a quick trip to Lake Champlain for the sunset. This home boasts so much character and is full of cozy and warm touches. The home features one bedroom, a living room/dining area, office area, kitchen, 1 full bath, mudroom, and separate laundry/storage room. If you enjoy gardening, there are well-tended vegetable plots, fruit trees, and pollinator gardens. As a bonus, there is a gorgeous, recently remodeled office/studio building complete with electric heat! Work from home or have your own yoga/exercise studio right next door to the house. This home is close to the bike path, Leddy Park, Downtown Burlington, UVM Medical Center, shopping, and much more. If you are looking to be close to everything, yet desire a private sanctuary, then this charming home is for you!
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$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $516 | $516 | $516 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,102 | $2,076 | $2,665 |
Total Monthly Payment | $2,693 | $2,667 | $3,256 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.