Located in East Quogue's premier community of Pine Neck Landing, this ranch-style home offers exclusive access to a private bay beach and deeded rights to Shinnecock Bay, complete with a community marina. Inside, enjoy an expansive open floor plan that seamlessly blends living and dining spaces. The kitchen boasts granite countertops, a breakfast nook, counter seating, and stainless-steel appliances including a Frigidaire refrigerator and dishwasher. Adjacent, the dining room leads to a cozy living area featuring a gas-burning fireplace. The home is designed with comfort in mind, featuring four bedrooms split into two wings. The south wing includes three bedrooms, highlighted by an oversized master suite with four closets, including a walk-in. The renovated master bath offers a dual vanity and a walk-in shower with a bench for added luxury. In the north wing, a bedroom with an ensuite bath featuring a walk-in shower awaits. Sliding glass doors lead to the inviting backyard, complete with a heated, gunite, saltwater pool and outdoor shower within a fully fenced yard. For boating enthusiasts, Pine Neck Landing provides a dedicated dock space accommodating vessels up to 28' & a bay beach. Additional home amenities include a mudroom with powder room and Whirlpool washer/dryer, natural gas utilities, a 1-car attached garage, and property irrigation. Don't miss the opportunity to live the coastal lifestyle you've always dreamed of!, Additional information: Interior Features: Lr/Dr
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,039,200 | $1,039,200 | $1,039,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.844% | 6.597% | 6.158% |
Monthly Tax Payment | $964 | $964 | $964 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,064 | $6,568 | $8,769 |
Total Monthly Payment | $7,153 | $7,657 | $9,858 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.