This spacious two-bedroom, 1. 5-bath apartment is located in Southridge Section One and receives plenty of sunlight with Eastern and South-Eastern exposures. Upon entering, you are greeted by a defined dining area with wooden floors and extra space for a bookshelf or China cabinet. Adjacent to this area is a generous living room, offering versatility for furniture layout, such as a large sectional sofa, office space, or reading nook. The windowed kitchen is a dream for avid cooks, featuring clean, dark countertops, a stovetop, and a microwave. The kitchen is also equipped with multiple wooden cabinets that extend to the ceiling, providing ample storage space and a neat appearance. Both bedrooms are fully carpeted, with the primary bedroom being spacious enough to accommodate a king-sized bed. The unit includes a total of four closets, offering plenty of storage space. The full bathroom is windowed, allowing for natural light, and both bathrooms feature clean tiles. The unit is well maintained, and the monthly maintenance charge of $929. 18 includes electricity, gas, taxes, heat, and hot water. The Coop has strong financial statements and offers amenities such as a gym, playroom, party room, lounge/library, indoor bike rack, and 24-hour laundry facilities. An attentive staff of six is available on-premises for 24/7 emergencies. Additionally, there are four beautifully maintained courtyards and gardens, as well as a waitlist for parking and storage. A 20% down payment is required, along with board approval. Subletting is not allowed, but small pets and dogs are welcome. The location is also convenient, with restaurants, shopping, parks, and cafes all within close proximity.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $263,200 | $263,200 | $263,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,751 | $1,729 | $2,220 |
Total Monthly Payment | $1,826 | $1,804 | $2,295 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.