Welcome to 2249 Sea Island Cir N, a charming 2-bedroom, 2-bath single-family home with 2 car garage located in the highly desirable 55+ Highland Fairways community in Lakeland, FL. This delightful home features an open floor plan combining the living and dining areas, high ceilings in the living room, and a kitchen equipped with stainless steel appliances. The property boasts recent updates, including five new windows replaced in 2023 and a new roof to be added before closing. The primary bedroom includes an ensuite bathroom, and there is an enclosed screened porch perfect for relaxation. Additional amenities include an inside laundry room and a two-car garage. Highland Fairways offers a range of community amenities, including a golf course, pool, fitness center, and tennis courts, all within a gated community. Conveniently located, this home provides easy access to local shopping, dining, and recreational facilities, making it an ideal choice for active adults. Explore the benefits of living in this vibrant community and enjoy all that Lakeland has to offer!
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Our Executive Mortgage Banker:
Our Insurance Division:
$237,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $190,000 | $190,000 | $190,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $135 | $135 | $135 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,296 | $1,263 | $1,616 |
Total Monthly Payment | $1,506 | $1,473 | $1,826 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.