Discover the serene beauty of lakefront living with this charming 1920 home on Crystal Lake in Lake Hamilton. Located on a quiet street, this home offers a peaceful retreat with stunning water views.
The property features a fenced yard, providing privacy and a safe space for outdoor activities. Enjoy the tranquil surroundings from the large screened back porch, perfect for relaxing or entertaining guests. A delightful sunroom further enhances your living space, offering a cozy spot to soak in the lake views.
Inside, you'll find two cozy fireplaces that add warmth and character to the home. The unfinished basement, was a mother in law unit complete with plumbing, provides endless possibilities for customization, including the potential to add back a kitchen and create a fully self-contained living space.
Upstairs, the original pine flooring graces the bedrooms and sitting room, adding a touch of timeless elegance. This unique property provides the perfect canvas to transform it into your dream home.
Don’t miss this opportunity to own a lakefront gem with so much potential. Schedule your viewing today!
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$500,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $400,000 | $400,000 | $400,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $236 | $236 | $236 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,695 | $2,659 | $3,373 |
Total Monthly Payment | $3,023 | $2,987 | $3,701 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.