This fresh and welcoming two-bedroom, two-bath villa is centrally poised in a vibrant 55+ community near all the wonderful Sarasota treasures and delights right at your doorstep. Beautiful and spacious, this condominium residence lives much larger than its 1, 545 sq. ft. split-bedroom plan and offers an affordable and gracious place to call home. Plenty of windows allow light to flood the home’s tasteful décor and charming layout. Just off the fabulous living room is an expansive Florida room with glass sliders opening to a private patio surrounded by lush green space and privacy fencing along the perimeter. The eat-in kitchen features ample cabinet space, a convenient pass-thru window to the dining room, French door refrigerator, smooth surface stove top, built-in microwave and glass sliders opening to a second patio. Both baths include walk-in showers and the indoor laundry room is an added convenience. Neutral tile floors enhance the main living areas and the bedrooms’ wood-look flooring adds a warm ambiance to the ultimate spot where rest and rejuvenation occur. The carport with extra outside storage gives sheltered access to the front entry. A NEW ROOF was installed in 2024, adding to the home's value and peace of mind as well as IMPACT SLIDERS and BEDROOM WINDOWS replaced in 2023. Easy maintenance free living at an affordable price. The prime Gulf Gate location is adjacent to the Palmer Ranch master-planned community and provides easy access to championship golf at Prestancia, Westgate Sarasota Square Mall, the Legacy Trail, YMCA/Potter Park with aquatic center. And best of all, just 3 miles away, are the renowned beaches and sensational sunsets of Siesta Key where nature's art takes center stage nightly. With an active year ‘round social calendar, the community amenities are highlighted by a grand-style clubhouse for hosting neighborhood activities, a heated outdoor pool, an entertaining patio, a fitness room with pool table, and, of course, shuffleboard courts. The added bonus of a low-maintenance lifestyle leaves more time to pursue personal interests. This home is charming, inviting and move in ready. You may very well live your best life right here at Village in the Pines. Don’t let this opportunity slip by. Reasonably priced villas like these are in high demand and don’t last long on the market.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $172,000 | $172,000 | $172,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $189 | $189 | $189 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,045 | $1,045 | $1,359 |
Total Monthly Payment | $1,309 | $1,309 | $1,623 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.