3145 Downan Point DRIVE, Land O Lakes, FL, 34638 | $385,000

High & Dry-No Storm Damage****Attention**** Now offering a FREE 1% rate buydown for the first year with our preferred lender! Save $222 a month! Ask your realtor for more details. Welcome to Ballantrae- This is the one you have been waiting for. This home is ready for your personal touch inside and out. Built by MI Homes, the quality workmanship shows. Large kitchen, high ceilings, open layout and split floor plan with the location you have dreamed of.
Kitchen with a built-in island, large pantry, plenty of cabinet space and an eat in area. Two large living rooms for flexible use of the space. Primary bedroom with en-suite bath that features double vanities, walk-in shower, garden tub and oversized walk-in closet with tons of room for storage above. The split plan has the other 2 bedrooms and 1 bath on the opposite side of the house.
There is a large fenced yard, with no backyard neighbors. Covered patio. Leave as is or create your own oasis. The choice is yours.
Ballantrae is renowned for its community amenities, including a club house, pool, tennis courts, rollaway pickelball, volleyball, basketball courts, playground, walking trails and recreational facilities, offering a vibrant lifestyle in a family-friendly environment. If that wasn't enough as a resident you also get Spectrum TV select with high speed internet and cable included. The neighborhood’s prime location provides easy access to top-rated schools, shopping, dining, and entertainment options, making it an ideal place to call home! Don’t miss the opportunity to own this home in one of Land O Lakes’ most desirable neighborhoods. Schedule your private tour today! Be sure to visit the Clubhouse and take a drive around the community when you visit the home. This home is not in a Flood Zone or Evacuation zone.
Easy access to Fred Howard park with Gulf Access and other Gulf Beaches, Tampa International Airport, Raymond James Stadium, home to the Tampa Bay Buccaneers and Amalie Arena, home to the Tampa Bay Lightning. As well as I-75, 589 and Dale Mabry Highway. Zoned for A Rated Land O Lakes Schools: Sunlake High School, Charles S. Rushe Middle School & Bexley Elementary School, as well as various Charter and other school options.

Features

  • Rooms: 4
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 2005
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,610
  • Acreage: 0.14
  • Est. Taxes: $3,556
  • HOA Fee: $170 Quarterly
  • Elem. School: Bexley Elementary School
  • Middle School: Charles S. Rushe Middle-PO
  • High School: Sunlake High School-PO
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: T3543007
  • Days on Market: 109 days
  • Website: https://www.raveis.com
    /prop/T3543007/3145downanpointdrive_landolakes_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/5/2024 10:17:07 PM)
Listing courtesy of MIHARA & ASSOCIATES INC.   Phone: 813-960-2300

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3145 Downan Point DRIVE, Land O Lakes, FL, 34638

$385,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $308,000 $308,000 $308,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.563% 7.159% 6.276%
Monthly Tax Payment $296 $296 $296
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,049 $2,047 $2,597
Total Monthly Payment $2,420 $2,418 $2,968

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.