LOCATION LOCATION!! NOT IN A FLOOD ZONE. The OPTIONAL HOA is only $60/YEAR (if you opt into it). Only about 10 minutes drive to Lemon Bay and Manasota Beach. Recently updated, very inviting and move-in ready home is in a peaceful park-like setting. 2 bedroom, 2 bathroom, 2-car garage, split floor plan with additional study/flex room, located on private road in the quiet and desirable community of Bay Vista. Primary bedroom has an en suite full bath, large walk-in closet and plenty of space for a king size bedroom set. Spacious second bedroom has plenty of space for 2 twin beds, night stand, dresser, has a walk-in closet, and pocket door enabling en suite privacy for second bedroom with the second full bath. Third room is currently set up as a study with couch, and triple sliding glass door overlooking the peaceful and lush back yard, with paver patio, where you can enjoy your morning coffee, or stargaze in the evening as you BBQ or stoke a bonfire. It is very easy to simply rest and relax in this quiet neighborhood, perhaps on the front porch in the shade of the mature oak tree out in front. Open living room, dining room, lounge, and fully appointed, dine-in kitchen with breakfast bar complete the interior. Washer & dryer are in garage for your convenience. The property abuts Lemon Bay Park, where you can enjoy the peace and serenity of nature, and all that Florida wildlife and foliage has to offer, along the many walking trails. Only 10 min drive to Gulf Beaches near Manasota Key. It's an easy walk, bike, or golf cart ride to Historic Dearborn street, in Old Downtown Englewood, where there's always something interesting going on - farmers market/art shows/ great coffee shop, live music, car shows, many events and friendly . Just a short drive to numerous golf courses, restaurants, shopping centers, and other area attractions. Less than an hour to both the Punta Gorda and Sarasota/Bradenton airports, and a little over an hour to Fort Myers airport. Offered unfurnished, but all furnishings are available. Just move-in and start enjoying the Florida lifestyle. A must see!
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Our Executive Mortgage Banker:
Our Insurance Division:
$374,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $299,920 | $299,920 | $299,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $362 | $362 | $362 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,970 | $1,993 | $2,529 |
Total Monthly Payment | $2,407 | $2,430 | $2,966 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.