SELLER IS OFFERING A LARGE REMODLELING DISCOUNT. . . This home already has equity. . look at the comps we are well below market value. . . This executive home in a gated village sits on a quarter acre ( MOL) , private preserve lot with plenty of room on one of the largest if not the largest lanai in Manor Isles of Meadow Pointe. Covered area for cookouts and enjoying your hot tub or Sauna. The pool has a Pebble Tec finish with a relaxing spill over water feature Pool was lovingly customized with North Carolina rock, surrounded by FL flora. This is truly the focal point of this home. The walkway, and pool deck overlook a conservation area with no rear neighbors. The split floor plan with high ceilings gives the home a bright and open feel, while formal living/dining areas, and spacious bedrooms provide room to rest and work. Large bedrooms are a welcomed find, with 2 of the other bedrooms boasting their own bathrooms. The kitchen, furnished with stainless steel appliances, features abundant counter and cabinet space with both an island, breakfast bar, gas range and garbage compactor, and closet pantry. Adjacent to the kitchen is the dining room, offering plenty of space for those family holiday gatherings. The oversized master bedroom with private access leading directly to the pool has plenty of room to accommodate any furniture or provide for a sitting area. The large master bath has dual vanities, garden tub, his and her walk-in closets. The pool full bath, with separate entrance from the pool, connects to the large fourth bedroom, making it perfect for visiting family or guests. A new roof was installed in 2019. Two A/C units, one of which was replaced in 2018, provide separate climate control zones. Large laundry room has a utility sink and loads of cabinet storage space. Three-car garage was converted to additional living space. The home presently has one car garage, but the ability to revert to the original 3 car garage. Work was permitted. The home features a, electrical panel bypass to connect a generator, and gutters. The lush lawn and mature landscaping. Hurricane shutters are provided as well . Easy access to I-75 to get to Tampa. Very convenient to the Wiregrass Mall, Tampa Premium Outlet Malls, hospitals, A-rated schools, Pasco Hernando Community College, restaurants, and grocery stores. The family-friendly community has a clubhouse, fitness center, swimming pool, playground, tennis courts, basketball courts, and sand volleyball. . . All of this without an HOA fee!! SELLER MOTIVATED!!!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $587,200 | $587,200 | $587,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $576 | $576 | $576 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,568 | $3,568 | $4,640 |
Total Monthly Payment | $4,236 | $4,236 | $5,308 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.