Tastefully decorated first floor 3BR/2BA coach home with an amazing 1/3 mile lake view. It is beautifully decorated and is being sold turnkey. Upgrades include stonework on the dining room niche, tiled lanai, plantation shutters, crown molding, wood grain tile flooring in the bedrooms, and closet units in the master closets. There is a new microwave, and the A/C was replaced in 2021. Heritage Bay is one of the premier Resident owned golf and country clubs in the area. Membership comes with the property. The 2019 Enhancement Program has made Heritage Bay the talk of the town. Residents absolutely love the classy grill room with indoor / outdoor seating, the resort style open air poolside cabana with music twice a week, and the large walk-in pool with poolside beverage service. Heritage Bay is an active, fun place to live with friendly residents, and a great staff. 27 holes of great golf designed for all levels of players, surrounded by the amazing natural beauty of Southwest Florida. The Wellness Center has aerobics, there are very active tennis and pickleball programs, and something's always going on at the clubhouse.
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Our Executive Mortgage Banker:
Our Insurance Division:
$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $377 | $377 | $377 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,767 | $3,717 | $4,716 |
Total Monthly Payment | $4,235 | $4,185 | $5,184 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.