Beautiful 3 bed, 2 full bath, 2+ car plus room for a golf cart garage Kings Point 55+ condo! This Banyan floorplan features split bedrooms and an open kitchen/dining/living room layout. Tile floors are on the diagonal throughout the living space while cozy carpet covers the bedroom floors. The kitchen has newer stainless appliances (2021), tall 42" cabinets with undermount lighting, lower cabinets with pull outs, granite countertops, and an island equipped with outlets. The large primary bedroom has a tray ceiling and fan and slatted blinds for the window. The ensuite bathroom has split vanities with granite tops, water closet, walk-in shower, and walk-in closet. The second bedroom could be another private suite since the second bath has a second door into the bedroom! Unique! The second bath has a brand new walk-in show with tile surround. The third bedroom has a built in closet, ceiling fan, and an arched window with slatted blinds. The living room is airy and has a triple slider which opens to the screened lanai. The view from the spacious lanai is green and calm. This laundry room is very large and equipped with plenty of cabinetry, newer washer and dryer (2021), and a functional utility sink. The garage has enough room for two cars PLUS golf cart storage. Since the home was built in 2013, the roof, A/C, electric panel, and water pipes are all original and up to code. Hurricane shutters for all windows and sliders come with this unit as well. Located in the very back of the community near the Manatee State Park, on a cul-de-sac, this street is quiet. One monthly fee covers all exterior maintenance, roof reserves, exterior structure insurance, lawn care, tree trimming, irrigation, water, basic cable tv, internet, all Kings Point facilities and common areas, private roads and security. You only pay your other bills for electric, interior insurance, and property tax. Kings Point is an active 55+ community with two beautiful clubhouses, auditorium, restaurant, bistro, pools, gym, pickleball courts, art facilities, library, and clubs galore to join or explore! Take a minibus tour to see a show or a ballgame. Sun poolside and listen to live music. Play a round of golf (Scepter is a Clublink owned course). Learn a new craft or develop a hobby. Ride your bike or walk the trails. Play cornhole. Whatever your interest, it's here! Golf carts are a main mode of transportation in the community and surrounding areas. Golf carts can access local shopping centers, banks, groceries, medical facilities and doctors offices, and houses of worship. Located just east of I-75 and between Hwy 41 and 301, vehicle travel is convenient. Tampa is just to the north west. Sarasota with its world-class beaches is to the south. Disney is less than 90 miles away. Little Manatee State Park borders Sun City Center to the south. E. G Simmons Park along the Bay is 10 miles west. So much to do here! So affordable! Enjoy 55+ life on your terms starting today!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $315,920 | $315,920 | $315,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $332 | $332 | $332 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,128 | $2,100 | $2,664 |
Total Monthly Payment | $2,535 | $2,507 | $3,071 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.