CHRISTMAS SPECIAL!!!! FULLY RENOVATED POOL HOME in Spring Hills. NO HOA. Ready for your family. Two bedrooms PLUS ONE BONUS ROOM and two bathrooms in Hernando County records. THE extra Bonus room in the back porch with private entrance and sliding door to the pool, could be an office, a third room, or a play area in a/c. One Car Garage with private side entrance with NEW Garage Door. Renovation includes: New Luxury Vinyl Planks Flooring, New Kitchen includes, New Wood Cabinets with soft close drawers too, New Quartz Counter Tops with Matching New Backsplash, Generous size island with cabinets. Owner renovated all rooms and both bathrooms; New windows and sliding doors, New built in lights, Fresh Interior Texture, roof, Paint and Fresh exterior Paint, New double pane windows and sliding doors. Pool and deck were recently painted too. Roof is 2020. New Electrical panel with new breakers. A/C recently maintained. There is NO HOA (Homeowners Association). SELLER will provide a credit of $5K FOR BUYER'S CLOSING COSTS and A ONE YEAR HOME INSURANCE WARRANTY AT CLOSING TO THE SELECTED BUYER ON OR BEFORE DECEMBER 31, 2024.
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Our Executive Mortgage Banker:
Our Insurance Division:
$307,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $246,000 | $246,000 | $246,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $84 | $84 | $84 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,657 | $1,635 | $2,075 |
Total Monthly Payment | $1,816 | $1,794 | $2,234 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.