St. Augustine South neighborhood with NO HOA or CDD fees. Plenty of parking on this 80X100 ft lot that this HOME has been totally recently remodeled and painted. Granite countertop, farmhouse sink, New Retro fridge with full one in garage. Front screened in the entryway. Washer/dryer included. Waterproof vinyl plank flooring throughout. 3 BR 1. 5 bath vaulted ceilings with recessed lighting. One car garage. Security Ring cameras. Slider to a huge back fenced yard with room for a pool. There is also a gate that opens to allow boat storage with electric supply. Enjoy the serene outdoors in your own backyard. 10 minutes to St Augustine Beach, 15 minutes to the downtown Historic area and less than a mile to the walking path and St Augustine Shores Boat ramp on the inter coastal waterway. Many shops and Restaurants you can enjoy nearby. Flagler Hospital is within 1 mile. 80 X 100 Lot room to store a boat or RV. Room for a pool. Don't miss this gem!
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Our Executive Mortgage Banker:
Our Insurance Division:
$418,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $334,400 | $334,400 | $334,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $144 | $144 | $144 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,310 | $2,253 | $2,844 |
Total Monthly Payment | $2,529 | $2,472 | $3,063 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.